In Bo Sanchez’ best selling book “My Maid Invests in the Stock Market… And Why You Should, Too!” there was a particular excerpt that was like an LSS. “Buy your stocks anyway” even if market is high or low. This caught my eye since I was thinking “Philippine market is doing so well now, stocks are most probably high anyway. It’s not a good time to invest.” Wrong! The best time to start investing, is yesterday.
“An oil crisis explodes all over the world.
Buy your stocks anyway.
A political crisis erupts in the country.
Buy your stocks anyway.
A world economic recession happens again.
Buy your stocks anyway.
Keep buying those great companies.
This is the secret of the wealthiest people in the world.”
So in my first month of checking out COL Financial, I’m learning a lot. And I intend to learn more.
As the dates gets nearer, the more excited I get. I’m spending Xmas and New Years with my brother and his family. My mom is also flying to visit and we arrive roughly the same time. It’s been 2 years that I’ve seen Beau, my nephew. And of course this would be the first time I’d meet Sophia. Oh this is REALLY exciting! I’m almost done with shopping for them, but I’m still trying to find cool stuff to buy for them.
See you soon Dubai!!!!
My friend Danna is one of those friends I can have interesting conversations all throughout the night with. We can never really run out of things to talk about. Our topics can start from our daily grind and end up in dreams and passions. I’m very happy with friends like her because she really does keep me grounded. I guess it’s because I’ve known her for more than 15 years, and we’ve really seen each other grow.
Earlier, over our newly discovered interesting Turkish restaurant and equally interesting japanese coffee, we talked about our lives – mine and my constant quest for a perfect match, my blossoming career and my upcoming happenings and travels; and hers on her happiness over her married life, her wins in her business and her ultimate goal of motherhood. When I look at it, we’re actually worlds apart. And yet, it doesn’t matter. Maybe because of all my friends who got married, our chemistry never changed. I have to admit that while some friends who got married became a “them”, it became a challenge for me to relate since I am familiar with just “her”.
Anyway, that’s okay. People and relationships do change after all. I am letting go of people who are no longer aligned to what I look for, and nurture the ones who are. That is life, isn’t it?
With Danna the explorer
Hello and welcome to my new domain. I had to make a decision to let go of “yevka.com” which unfortunately is turning out to be just a once-in-a-blue-moon blog site. So unless I can get my intentions together, I’ll keep my public site for now.
So hello, yevkadoodles. 🙂 I hope that this is actually temporarily, since I have such an attachment to my yevka.com site.
Cheerio for now.
Just like the feeling of being dumped by an ex love, where victim-hood and bitterness were the ultimate battlecry, you, my friend, stripped me of all respect of you. With friends like you, who needs enemies?
Bear with me. I have my reasons for using my space to rant and to curse.
So since I’m getting old for this, ika nga nila, I refuse to dwell on hate any longer. I release you to karma and I pray for strength and acceptance that I can let go of my bitterness.
In the meantime, stay away from me…
There’s a lot of life lessons about growing up, moving on, friendship, and life in general. I appreciate that. But today, just because, I miss the girlfriends I grew up with, shared all my secrets and dreams with, and those, who against all odds, loved me for me.
A small part of me wishes to go back to when it was “easier”, where we didn’t need to cross continents just to see each other, where it was just “us”, and our statuses were all the same. Where we didn’t encounter the “money” problems, and we were still ideally the best of friends.
Just for this moment, to all my girlfriends, I miss you and me and us, and what seems to be better days.
First step to financial freedom is to be debt free. To achieve this, you can cut back, you can attempt to make more income by selling something, or offer services, or get another job etc. In paying debts, pay those first that are interest bearing like credit cards and loan sharks, etc. If you expect income monthly, set aside a part of that for debt payments and plan accordingly. Debts to friends and family members normally are not interest bearing but are important to be paid as soon as you can so as not to burn bridges and not have a bad reputation. Inform people you owe money to your financial situation and tell them of your plans of payment if they have already defered from your original promise to pay. Communication is key, and information is golden. If you keep quiet on your debt, and wait for the debtor to always be the one chasing, this is a sure fire way that they are losing trust and confidence on you and will take action, whether it is as simple as cutting ties or maybe as drastic as legal action. Once you have informed your debtors your plans, stick to it. That means tightening your belts and avoid spending unnecesarily. Do not add on your debt by spending more than you can chew. You dont need to show the rest of the world that you are in debt, but it is also not okay to show your debtors that you have bought something new or plan to purchase something, whether it is a good deal or not. It doesnt matter that it’s only a few bucks, the point is you can afford to purchase unnecesarily when you are supposed to give your debtors an impression that you are cutting back. The answer you should not give to your debtors when they ask when you can pay is “I don’t know”. If you start with “I have a plan”, and actually stick to it, you gain more respect and probably some time. Understand that people have needs too, and that if they need money and you cant pay them back just yet, dont be surprised that they lash out at you. After all, you helped put them in that place. Finally, quit whining! If you still have a roof above your head, you are still fine! Plan, plan, plan, so you can get out of that in-debted way of life!
P.s. yes this is for you! I’m not being subtle. I’m telling you that it is not ok to keep me in the dark, only to find out in fb that you have planned trips or expenses. That you have had exciting weekends that probably cost money. Get your act together! Get a job and quit blaming the world. Be creative and do not be impulsive.